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Funeral Insurance

Help cover funeral costs, outstanding debts, or even leave behind a gift.

Part of a group whose brands have been chosen to protect over 500,000 customers worldwide, providing a high standard of customer care.¹

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What is Funeral Insurance?

Funeral insurance is a type of insurance policy that provides your loved ones with a cash payout to help pay for your funeral costs.


A Dignity Funeral Insurance policy can be set up in minutes over the phone. There are no medicals or blood tests needed to apply. Acceptance is guaranteed for Australian residents aged 50 to 80.


Securing a policy can give you peace of mind that your final wishes can be honoured without leaving your loved ones financially burdened. Choose between $3,000 and $15,000 worth of cover to help your family pay for your funeral expenses.2

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Why choose Dignity Funeral Insurance?

Here's how we help you protect your family:

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Cash payout

Choose a cash payout between $3,000 and $15,000.2

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Terminal Illness cover

100% early payout for Terminal Illness, helping you plan your final wishes without worrying about financial pressures.3

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Straightforward claims process

Our claims process is designed to be simple, and our Australian-based claims specialists are on hand to help your loved ones with cover backed by an independent, Australian-owned insurer.

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Guaranteed acceptance

If you’re an Australian resident aged 50 to 80, you’re guaranteed to be accepted for cover.

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Easy to apply

With our easy to arrange insurance, you can get cover in just a few minutes over the phone with no medical or blood tests for approval.

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Exclusive

Dignity Funeral Insurance is backed by an independent, Australian-owned insurer and is exclusive to us. You can't buy it anywhere else.

Protection Australians can trust

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Putting you first

Our customers come first and we work hard to ensure that we keep them and their loved ones at the heart of what we do. Which is why we encourage all customers to provide honest feedback on their experiences to help us continue to improve our service for all Australians.

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500,000 customers helped by group

At Dignity Insurance, our Australian-based claims specialists are here to help you protect what really matters. We’re delighted to share that we are part of a group whose brands have already helped to protect over 500,000 customers worldwide.1

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Attention to detail

We take our customers' trust seriously and we stive to consistently provide the highest quality service in a timely manner. We’re proud to be part of a group whose brands have ‘Excellent’ Trustpilot ratings.1

Benefits of choosing Dignity Funeral Insurance

When you’re ready to secure your very own funeral insurance policy our friendly team will be there to help you.

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Designed to be affordable

Our cover is designed to be affordable and if you’re a non-smoker you’ll enjoy lower premiums.4

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Immediate double cover for Accidental Death

From day one, your loved ones will receive double your chosen benefit amount if your death is due to an accident.

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A group you can trust

Dignity Insurance is part of a group whose brands have been chosen to protect over 500,000 customers worldwide and have ‘Excellent’ Trustpilot ratings.1

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No more premiums after age 90

From the policy anniversary following your 90th birthday, premiums are no longer payable but your cover will continue for life.4

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30 days to make sure you’re happy

If you want to cancel during the first 30 days from the policy commencement date, you will get a refund of the premiums you’ve paid, if you’ve not made a claim.

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FREE Will Kit

Receive a free Will Kit when you purchase a policy.

Some important things you should know:

  • Dignity Funeral Insurance is an insurance policy, not a savings or investment plan.
  • You may pay more in premiums than your benefit amount.
  • Your benefit amount may not cover all your funeral expenses and associated costs, or the costs associated with a Terminal Illness. Inflation may also reduce its value over time. It is important to carefully consider the benefit amount you choose.
  • Cover is for accidental death only within the first 12 months. After 12 months, cover is for any cause of death and terminal illness.
  • If you change your mind within 30 days from the purchase date ("cooling-off period") and no claim is made, you may cancel your policy and receive a full refund of any premiums paid. If you cancel your policy after the cooling-off period, you do not receive your premiums back, nor will you be entitled to any benefit amount.
View full policy terms & conditions

How much cover do you need?

Deciding how much cover you need really comes down to what you want it to do. A good place to start is to have a think about how much your funeral may cost. Consider things like the cost of service, personal touches, and memorials.


If you’re not sure what your final wishes are yet you may want to sit down with a loved one and have a chat about it. You can choose cover from $3,000 up to $15,000.2

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How to get Dignity Funeral Insurance

Ready to secure your own policy? You can get it in place in just three simple steps:
Step 1

Get a quick quote

We make it easy to apply, with no medicals or blood tests needed. Simply get a quick quote to get started!

Step 2

Choose your cover

Explore your options and then choose a cover amount that suits your needs and lifestyle.

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Step 3

Enjoy your protection

If you’re happy with your quote, you can get your cover in place right away.

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Choose peace of mind, with Dignity Insurance

If you would like to learn more about your options, or chat to one of our funeral insurance specialists about any questions you have, you can give us a call. We’re here to help.

or call us

1800 089 426

Guides

Your insurance questions answered

Here are the answers to some of the most commonly asked questions about funeral insurance.

Already a customer?

Our friendly team are available to answer any questions that you may have. If you want to speak with us, you can call us on 1800 089 426. Our team is available Monday to Friday 9am to 6pm (AEST/AEDT), excluding NSW public holidays.

Make a claim

We aim to make sure our claims process is as easy as possible. Find out more about how it works below.

Money worries

Are you worried about making an upcoming payment? Let us know, we’re here to help you.

Change your policy

Need to make a change to your policy? We’ve made it easy for you. Apply to make changes at no extra cost.

For your loved ones, with Dignity

Helping you to better prepare for tomorrow with peace of mind today. Our team of funeral insurance specialists is ready and waiting to help you and answer any questions you might have.

or call us

1800 089 426
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Receive a free Will Kit when you take out a Dignity Funeral Insurance policy.

1

Dignity Insurance is a trading name of Neilson Financial Services Pty Ltd (Neilson) ABN 52 668 314 896, AFSL 552284. Neilson is part of the Neilson group of companies whose brands have been chosen to protect over 500,000 customers worldwide and have been rated ‘Excellent’ on Trustpilot, an online platform for consumers to review businesses. For more ratings information, see https://www.dignityinsurance.com.au/awards-and-recognition.

2

From $3,000 up to $15,000 of cover available. Cover is for Accidental Death only within the first 12 months. After 12 months, cover is for any cause of death and Terminal Illness, as defined in the Product Disclosure Statement.

3

Terminal Illness is as defined in the Product Disclosure Statement. Upon payment of a terminal illness claim, the policy and cover will end.

4

Premiums for a non-smoker are lower than for a smoker of the same age and gender, with the same benefit amount. Dignity Funeral Insurance is an insurance policy and not a savings plan which means if your policy is cancelled, you will not get anything back (unless it is cancelled within the cooling off period). The total premiums you pay over the life of the policy could also be more than the benefits we pay out.

Enjoy life with one less worry: Get a quote today for Funeral Insurance
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